Valuation

Enjoy thorough inspection and fair valuation. Zero Assumption. Zero Guesswork. Prompt!

If you are an insurance underwriter, the bottom line is not merely critical, it is everything. As such the accuracy threshold of the valuation figures assigned to vehicles in a cover is especially important.

At KIBMAT, we employ a no-compromise approach to the practice of vehicle valuation. We gather and examine all relevant facts that have a bearing on the vehicle's value so that we can come up with a valuaion figure that is fairly accurate, and thus help you in computing a suitable sum insured.

We assemble the all facts in a professionally laid out report that is remarkably comprehensive yet easy to take in for fast decision making. Our reports are delivered in a timely and convenient manner through secured pdf via email and a hardcopy delivered to your premises doorstep within 24 hrs.

Accident Loss Assessment

We have struck a fine balance between arbitration in accident claim resolution and our responsibility as insurer representatives in repair negotiations.

The processes of claim settlement is fraught with pitfalls and gotchas for insurance underwriters. From sleazy policyholders to greedy repairers, insurers need a capable custodian of the vehicle restoration process to cushion them against fraud. We aim to assist insurers in expediting claim processing while ensuring that the cost does not overshoot indemnity threshold.

From initial damage inspection to repairs negotions and supervision, our accident damage assessment services are fine tuned to ensure that the insurer operates within the confines of sum insured for the vehicle involved. We have a qualified, dedicated, well motivated team of assessors that are versed in vehicle technology and are properly trained in the specific practice of damage assessment and costing.

As a standard, our reports bear all the details that an insurer might need in deciding on the case. We even attach dutifully annotated set of photographs adding another layer of clarity for the insurer as far as the claim is concerned. Throughout the repair process, we keep in touch to make sure that the insurer is up-to-the-minute on the repair process.

Further our reports are subjected to stringent quality control measures so as to guard the company against integrity issues that might hurt our reputation as industry standard bearers in our practice.

Incident/Accident investigation

Knowledge can only take you so far. As investigators, we pride ourselves in experience, understanding and a good measure of ingenuity.

When a client requires to know the circumstances relating to an accident, we stand tall. We take pride in having a work-force that is fully qualified and thoroughly-versed to take on even the most intricate and tangled of cases.

To arrive at a good verdict we:-

  • Inspect the wreck of the vehicle or vehicles involved.
  • Survey the scene of accident, taking details of possible accident pre-disposing factors - natural or otherwise - at play at the time the accident occured.
  • Apply scientific and logical formulae to etablish the chain of events that triggered the accident.
  • Obtain and colloborate police abstract statements with other facts.
  • Establish the party liable and advise as nesserary.
  • Sketch a clear accident scene diagram with an aim of clearly illustrating the accident and what caused it.

In addition to carrying out the investigative work, we act as professional witnesses in court matters related to the accident in hand.

Consultancy

Kibmat Loss Assessors has been operational since 1996 and and in the intervening period, we have piled up invaluable insight and understanding in matters related to motor vehicle valuation, damage costing, legal compliance issues, importation modalities and everything in between.

We are always pleased to share this information with our clients either as an accessory in an ongoing matter or as a distinct service in its own right. Our clients can always enjoy the peace of mind that comes with having a well rounded partner at their side.

Additionally, we act as expert witnesses for claims that may involve legal arbitration in a court of law.